Payroll deductions are the only point where your business is involved. Everything is defined upfront — no ad hoc requests, no manual handling, no surprises.
The process is designed to fit into your existing payroll structure without adding complexity.
Small Pay approves and funds the employee directly.
The repayment amount and schedule are set upfront.
The deduction is added as a fixed payroll item.
The amount is deducted each cycle without intervention.
All deductions are predefined — no last-minute changes.
No need to track informal advances or repayments.
Payroll is not involved in decision-making.
Every employee follows the same system.
Small Pay manages the loan — not the employer.
The structure adjusts — no manual intervention required.
Each deduction is structured individually and remains predictable.
The key difference is that nothing happens informally.
Every deduction is agreed, structured, and aligned to your payroll cycle before it ever reaches your system.
We can walk you through the deduction structure and how it would work with your existing payroll setup.
Request a walkthrough