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Terms & Conditions

These terms govern your use of the Small Pay website and services. By accessing or using the platform, you agree to be bound by these terms.

Applicable to all users of the website and services

These Terms and Conditions (“Terms”) govern your access to and use of the Small Pay website and services. By accessing or using the Website, you agree to comply with and be bound by these Terms.

1. Acceptance of terms

By accessing or using the Website and Services, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use the Website.

2. Use of the website

You agree to use the Website only for lawful purposes.

  • No unauthorised access attempts
  • No fraudulent use
  • No interference with systems or security

3. Nature of services

Small Pay provides a platform that facilitates payroll-linked financial solutions. The Website is informational and operational in nature.

4. No financial advice

Information provided does not constitute financial, legal, or professional advice.

Important

Use of this Website and reliance on its content is at your own risk.

5. Limitation of liability

Small Pay is not liable for any damages arising from the use of the Website or Services.

6. Third-party services

We are not responsible for third-party services linked or integrated with the Website.

7. Intellectual property

All Website content is owned by Small Pay and protected by applicable laws.

8. Privacy

Use of the Website is also governed by our Privacy Policy and POPIA compliance.

9. Suspension or termination

We may suspend or terminate access where these Terms are violated.

10. Changes to terms

These Terms may be updated at any time. Continued use constitutes acceptance.

11. Governing law

These Terms are governed by the laws of South Africa.

12. Contact

If you have any questions:

chris@smallpay.co.za
Small Pay

Helping businesses support their workforce with responsible payroll-based lending — while creating additional revenue for employers.

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